In episode 26 of Retirement Unpacked, Adam and Brett break down future TFSA contribution limit projections, how OAS clawback can affect withdrawal strategy, whether or not CPP and OAS can cover your no-go phase, how much Canadians believe they need to retire, and a much more.
Later in the episode, one of our planners, Gord Manzer, joins to discuss the prevalence of AI powered financial scams, and what you can do to protect yourself and your loved ones.

Chapters:

0:00 Intro

0:17 Future TFSA contribution limit growth
3:54 Cashflow wedge with passive income investing

8:00 In-kind transfer from RRIF to TFSA/non-reg

14:26 Does OAS clawback affect withdrawal strategy?

19:43 Will CPP and OAS cover no-go phase?

25:00 Non-registered vs. universal life policy

33:15 Do you have to start withdrawing from LIF right away?

34:35 Small balance provision for LIFs

42:11 How to avoid tax installments

46:24 AI powered financial scams

59:42 Do you need $1.7M to retire?