In episode 27 of Retirement Unpacked, Adam and Jon break down what percentage drop in the market should trigger using your cashflow wedge, whether or not you should start CPP at 60 if you've already maxed it out, what to do when your RRSP has outperformed your planned withdrawals, whether or not you're actually better off with a cashflow wedge, and much more.
Later in the episode, one of our planners, Peter Filippakis, joins to discuss the importance of using reasonable assumptions in your plan.

Our clips channel: https://www.youtube.com/@ParallelWealthClips

0:00 Intro
0:16 What % drop should trigger cashflow wedge?
3:18 Maxed out CPP: Should we start at 60?
6:30 Drawdown strategy to help out kids
9:56 Do spousal RRSP dividends count as contributions?
12:43 RRSP returns outpacing my planned withdrawals
16:00 Does cashflow wedge underperform?
24:49 Spousal RRSP vs. RRSP: Which to drawdown first?
31:05 Process when transferring LIF to another institution
34:07 Importance of reasonable assumptions in planning