John Woerth, who leads Vanguard’s public relations and strategic communications division, and who also has LONG been a believer of “buy and hold” and “you can do it yourself” has now changed his tune.

What happened???

Well, apparently this guy is now 56 years old and is starting to have some doubts about his DIY (Do It Yourself) approach as his retirement is on the horizon.  He lists three reasons why he is now thinking it is time to get help from a financial advisor.