We all work hard for our money, right? So we can do all the things we want to do, but most importantly, we do it so we can retire comfortably. There’s this “savings account” and that “retirement plan,” but many people miss out on opportunities to maximize their savings.

One of the most coveted ways, or shall we say retirement accounts, out there is the Roth IRA. This account offers tax-free income after age 59 ½. But, quite honestly, if you don’t know how it works, or you don’t have a game plan, you’re potentially leaving thousands on the table that could end up becoming a mountain of tax-free money. 

Now, don’t panic if you feel like you’re missing out. Sure, it’s always best to start as early as possible, but there are also opportunities to be had no matter what stage of life you’re in.