Decrepit cars, interest rates, closing disclosures, and mortgages, how do they all relate?

In this episode, we welcome Patrick Morales back to the podcast for a wide ranging discussion about mortgages.

When preparing to buy a new home so many consumers don't realize they might have to choose between the new car or the new home. Learn about how mortgages work, hidden fees, and what's happening in the market.

Find out what pro-rations are, general closing costs and fees and get into the nitty-gritty of mortgage closing costs.

So many people shop on the interest rates alone, but that's not always the best strategy!  You should calculate the total cost of the loan before you sign on the dotted line.

Know before you buy!