Our everyday swipes are tearing the delicate fabric of our personal finances and creating a gaping hole in our bank accounts. Making a budget, tracking our expenses and paying by cash will help us realize how much money we’re spending at a whim without our awareness.

Jim Rohn has said, "Success is nothing more than a few simple disciplines, practiced every day; while failure is simply a few errors in judgment, repeated every day. It is the accumulative weight of our disciplines and our judgments that leads us to either fortune or failure."

So, what are the daily cuts (or swipes!) that you engage in every day that are affecting your well-being and stopping you from building a fortune?