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04-Credit Scores; 7 Things I Wish I’d Known
Let me ask you something... When was the last time you checked your credit score?! Or your credit report?! 🤷🏽♀️Do you even know what your score is?!
I don't think I even knew what a credit score was until I got declined for attempting to take out my first mobile phone contract at the age of 25! From then, I've had what can only be described as a “colourful”relationship with those 3 magic numbers. With a few bumps in the road, I’ve had to be intentional about working to better understand my credit score, what affects it and ways to improve & maintain it. It’s made for an interesting journey to say the least.
If you’ve decided that 2021 is the year that you want to take charge of your finances then ascertaining your credit score and viewing what’s on your credit report, is a really good starting point! Once you’re armed with this info, it’ll make it tens times easier to make a plan for setting intentional personal finance goals and knowing what if anything needs to be improved.
So that you're not starting from scratch and to help you on your credit score journey- wherever you’re starting from, in this podcast episode I'm sharing 7 things I wish I'd known about all things credit scores.... including realising first & foremost the varying ranges for the 3 different credit reference agencies (Equifax- out of 700,Experian- out of 999 and TransUnion- out of 710)... Happy listening! If you are experiencing financial difficulty, please know that help is available. The following organisations provide free independent advice to those experiencing financial problems: Citizens Advice http://www.citizensadvice.org.uk Debt Advice Foundation www.debtadvicefoundation.org Money Advice Service https://www.moneyadviceservice.org.uk/en/corporate/contact-us Christians Against Poverty http://www.capuk.org Please feel free to get in contact with me with any comments and/or questions at: [email protected].
*please note the information shared on this podcast is for educational purposes, only. Always seek your own independent financial advisor to get advice on your specific circumstances.
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By Dom CLet me ask you something... When was the last time you checked your credit score?! Or your credit report?! 🤷🏽♀️Do you even know what your score is?!
I don't think I even knew what a credit score was until I got declined for attempting to take out my first mobile phone contract at the age of 25! From then, I've had what can only be described as a “colourful”relationship with those 3 magic numbers. With a few bumps in the road, I’ve had to be intentional about working to better understand my credit score, what affects it and ways to improve & maintain it. It’s made for an interesting journey to say the least.
If you’ve decided that 2021 is the year that you want to take charge of your finances then ascertaining your credit score and viewing what’s on your credit report, is a really good starting point! Once you’re armed with this info, it’ll make it tens times easier to make a plan for setting intentional personal finance goals and knowing what if anything needs to be improved.
So that you're not starting from scratch and to help you on your credit score journey- wherever you’re starting from, in this podcast episode I'm sharing 7 things I wish I'd known about all things credit scores.... including realising first & foremost the varying ranges for the 3 different credit reference agencies (Equifax- out of 700,Experian- out of 999 and TransUnion- out of 710)... Happy listening! If you are experiencing financial difficulty, please know that help is available. The following organisations provide free independent advice to those experiencing financial problems: Citizens Advice http://www.citizensadvice.org.uk Debt Advice Foundation www.debtadvicefoundation.org Money Advice Service https://www.moneyadviceservice.org.uk/en/corporate/contact-us Christians Against Poverty http://www.capuk.org Please feel free to get in contact with me with any comments and/or questions at: [email protected].
*please note the information shared on this podcast is for educational purposes, only. Always seek your own independent financial advisor to get advice on your specific circumstances.