Rich and WIM discuss end-of-year syndrome, a potential gift recommendation, being out of balance in life, a heart-warming holiday story with a valuable lesson, Diddy putting the paws on Drake, Twitter users turning a tragedy into a reason to be mad at Floyd Mayweather, listener feedback and questions, a cool podcast to check out, debt management, why it IS about race, and more. **Don't forget to give us a five-star rating on iTunes and/or Stitcher!**

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