Retirement planning isn’t just about saving money, it’s about knowing how to spend it wisely.

In this episode of The Own Your Retirement Show, Josh Bretl and Mark Elliott break down what to look for in a retirement advisor, why fees aren’t always bad, and the overlooked risks that can derail your golden years.

From taxes to income planning to spotting red flags with your advisor, Josh and Mark simplify the complex while keeping things fun.

You’ll hear real stories, practical tips, and even a laugh or two as they explain how to make your retirement as stress-free as possible.

📞 Ready to talk? Call (630) 478-9599 to schedule your complimentary 15-minute call with an FSR advisor.