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In this episode, Troy explains how the 2026 budget dismantled personal investment strategies, removing the 50% CGT discount, restricting negative gearing, and imposing a 30% minimum tax on family trusts, while leaving SMSFs untouched. The result: SMSFs now hold a permanent tax advantage over every other structure.

You’ll learn:

◼️ why SMSFs still keep their one‑third CGT discount

◼️ how the new trust tax kills the bucket company strategy

◼️ why concessional contributions and rollover relief are critical right now

◼️ how SMSFs remain the most tax‑effective structure under current law

Timestamps:

0:00:00 - Introduction

00:00:10 - Budget Changes and Tax Hikes

00:00:31 - Legal Loophole for SMSFs

00:00:42 - Welcome to SMSF Insider

00:01:03 - Government Rewires Tax System

00:01:23 - CGT Discount Changes

00:01:46 - SMSF CGT Discount Advantage

00:02:08 - Discretionary Trusts Tax Changes

00:02:53 - SMSF as a Tax Haven

00:03:04 - Strategy 1: Maximise Concessional Contributions

00:03:25 - Strategy 2: Review Asset Location

00:03:48 - Government Rollover Relief

00:04:09 - Help for Busy Professionals

00:04:20 - Strategy 3: Act Now

00:04:43 - Changing Landscape of Investment Strategies

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DISCLAIMER

This content is for educational and coaching purposes only. This is not personal financial or legal advice. SMSF rules are complex and individual circumstances vary significantly. Before making any investment or structural decisions, consult with a qualified financial advisor and SMSF accountant tailored to your specific situation. Improper SMSF management can result in significant penalties and loss of concessional tax treatment.