In this episode you will hear Carlos talk about his first memory with money and he thinks back to when he was in High School.  When Carlos was younger his first memory with his parents talking about money was always save, save, save...not ever talking about how to use money as a tool.  Thinking back Carlos remembers his parents being spenders and in turn he became a spender as well, when money was made it was spent on items that he wanted.  Carlos remembers his parents having a 401K as a way for them to save.  When Carlos was very young his Dad worked 3 jobs so that his Mom was able to stay home and take care of him and his sister and because of that they hardly saw him.  Carlos knew when he was thinking of getting married that he did not want to work 3 jobs so he had to figure out which path to take and developed a great work ethic.  After Carlos was married and bought his first house he had a neighbor who first started talking to him about money and investing.  The neighbor started inviting Carlos to events, Carlos took out a personal loan and started investing in himself, got a Mentor which changed everything at that point.  Continue listening to Carlos's story and his growth with money and always learning.

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