<p>Next to having an emergency fund the most important financial tool is having sink funds for those expected expenses that can catch us unawares. I use an app to automate my savings. </p>

Next to having an emergency fund the most important financial tool is having sink funds for those expected expenses that can catch us unawares. I use an app to automate my savings.

<p>Next to having an emergency fund the most important financial tool is having sink funds for those expected expenses that can catch us unawares. I use an app to automate my savings.&nbsp;</p>

071 Sinking Funds and Automated Savings

Hi Smiling Sonia here.

This is an audio journal where I share how I've overcome challenges to move from just living to striving with a chronic illness.

In 2013 I was eventually diagnosed with Mollaret's Meningitis. I have overcome 6 recurrent episodes of viral meningitis so far in my lifetime.

I got fed up of worrying every time I went off sick and returned to work early before I was fully recovered.

That changed when I built an emergency fund. Now I have financial stability and the peace of mind that I have enough money to cover emergencies and future financial goals.

Education

Self-Improvement

Hi Smiling Sonia here. This is an audio journal where I share how I've overcome challenges to move from just living to striving with a chronic illness. In 2013 I was eventually diagnosed with Mollaret's Meningitis. I have overcome 6 recurrent episodes of viral meningitis so far in my lifetime. I got fed up of worrying every time I went off sick and returned to work early before I was fully recovered. That changed when I built an emergency fund. Now I have financial stability and the peace of mind that I have enough money to cover emergencies and future financial goals.

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071 Sinking Funds and Automated Savings

071 Sinking Funds and Automated Savings