In this episode you will hear Kim talk about how Education is very important in her family, Kim's husband is a Teacher and Kim is a Lawyer.  When Kim was 8 years old her parents divorced and that made money a little tighter when she was growing up.  Kim knew if she wanted to have things and buy a car she would have to get a job, so at the age of 14 she got her first job at a car dealership.  With this job Kim became a good saver as she realized she was saving for a purpose.  Kim had clear written money goals from the beginning and worked hard to achieve them.  Kim's Mom was a bookkeeper so she learned some concepts about money, how to budget and track spending.  Kim's Grandmother is the one who taught her about building credit which was to use it once a month on something you can afford and pay it off before the due date.  This is a great listen that we can all learn something from.

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