We're back this week with more discussions on debt management and living #DebtFree. Several listeners have asked, "Should I plan for retirement or pay off my debts first?" You asked, TGOS answered. But, like so many Facebook relationships, it's complicated. Questions to consider include: does your employer offer a retirement-match? Do you have 'crippling debt' whereby all your disposable income is currently dedicated towards debt payments? Are outstanding creditors or private collections involved? Are you on the "right" side of 30? Based on your answers to these questions, we offer advice on how to prioritize debt management versus retirement savings. WIM also shares 4 specific tips he used to pay off over $30,000 in credit cards and loans before the age of 30.

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For more info and background on WIM, WisdomIsMisery.com has been updated.

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