In this episode you will hear Joe talk about when he was growing up his Dad had the same job for over 30 years and his Mom had several part time jobs just for extra money.  A group of Joe's friends that he grew up with were the ones who introduced him to learn about money and so they were all self taught.  Joe is currently a Branch Manager for Peterman Lumber and has been with the company for 18 years.  Joe has always had a good work ethic and always wanted to figure out a way to make some money starting at the age of 12.  When Joe was first making money he was spending it as fast as he was making it and racking up credit card debt.  Joe's Grandmother wanted to make sure her grandchildren were on their way, established and homeowners so she gave Joe his downpayment for his first home at the age of 24.  When Joe became a homeowner is when he started thinking more serious about saving and about his finances.  Continue listening to Joe's journey with money, this is a Great listen!

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