Some people don’t have a spending problem. They’re great at cutting coupons and keeping costs low. But saving money only goes so far. At some point you need to address the income problem because you can’t save money if you don’t make money.

With the rising cost of raising a family, many homemakers dabble in blogging and online business to make ends meet. Fueled by a desire to get out of debt and leave a financial legacy for their children, stay-at-home moms (and dads) start websites dedicated to one topic or another in hopes of earning a side income.