Most people know to see a doctor when something changes with their health—but what about your financial health?

In this episode of The Future of Finance, host Marissa Wood shares the 10 most important life events that should signal it’s time to meet with a financial advisor. Whether you’ve changed jobs, gotten married, received an inheritance, or are nearing retirement, your financial strategy needs to evolve with your life.

This episode is packed with practical advice for every life stage, from growing families to recent retirees. If you’ve experienced any major life change lately—this one’s for you.

📞 Schedule your check-in at https://union-financial.com

🎯 Free Zoom, phone, or in-person consultations available.

⏱️ Timestamps

00:00 – Intro: What health and finance have in common

01:00 – Why major life events = time for a financial checkup

UFS_Rec 4_10 Life Events For Fi…

01:25 – 1. Job Change: Rollover old 401(k)s, set up new plans

03:00 – 2. Marriage: New tax brackets, budgets, and combining finances

04:10 – 3. Moving: Update your address and invest home equity

05:45 – 4. New Child: College savings, custodial accounts, life insurance

07:12 – 5. Paying Off Debt: What to do with that freed-up cash

08:14 – 6. Inheritance or Lawsuit Settlement: How to avoid blowing a windfall

10:31 – 7. Divorce: Protecting your new financial reality

11:35 – 8. Loss of a Spouse: Estate transfers, income loss, and mistakes to avoid

14:06 – 9. Turning 59½: Access retirement accounts with no penalties

15:57 – 10. Retirement: Planning your income, Social Security, and legacy

17:12 – Key Takeaway: Life doesn't stand still—your financial plan shouldn't either

17:51 – How to book a free meeting with Union Financial Services

✅ Bonus Resources:

💼 Roll over a 401(k)

🧒 Open a 529 or custodial account

🛡️ Set up life insurance

💵 Inheritance investment strategies

🔁 In-service rollovers after 59½

📈 Maximize Social Security decisions

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🔔 New episodes drop every other Thursday on YouTube, Spotify, and Apple Podcasts.