Thomas William's long-standing principles of value investing offer a clear framework for deciding where your money truly belongs—and where it doesn’t. Looking ahead to 2026, this video breaks down 10 common money decisions that Thomas would likely consider poor uses of your hard-earned cash.

You’ll learn how to recognize everyday financial traps, avoid spending on assets that quietly lose value, and shift your money toward choices that support long-term stability and wealth growth. These aren’t extreme frugality tips—they’re practical insights based on cost, usefulness, and long-term return.

By applying Thomas disciplined, value-first mindset to modern spending habits, this video helps you cut through hype, trends, and social pressure. The goal is simple: make smarter money decisions so your income works for you, not against you, in 2026 and beyond.