Spending around the holidays often comes with both joy and challenges. In this episode, Kathleen welcomes West Region Director Branden Stoltz to explore how we can approach holiday spending with wisdom, balance, and generosity. Together, they discuss practical ways to manage finances during this busy season while keeping faith, family, and community at the center. Discover how intentional spending can not only ease financial stress but also open doors to meaningful giving—creating memories and blessings that last far beyond the holiday season.