Learn more about the Fundamental Retirement Plan: https://www.fundamentalwealth.ca/get-started

The Old Age Security (OAS) clawback can quietly add a 15% tax to your retirement income, but with the right planning, it can often be reduced or avoided.

In this episode of Retiring Canada, we break down how the OAS clawback works in Canada and share 10 practical strategies to help you keep more of your retirement income.

You’ll learn how income thresholds impact your benefits, how different types of investment income affect your tax return, and how strategies like pension splitting, TFSA use, and timing withdrawals can make a meaningful difference.

We also walk through real examples of how the clawback is calculated and what steps you can take to manage high-income years more effectively.

This episode is for Canadian retirees and pre-retirees who want to reduce taxes and optimize their government benefits in retirement.

WANT EVEN MORE RETIREMENT PLANNING TIPS?
Join thousands of other Canadians and subscribe to the ⁠Retiring Canada Newsletter.⁠
https://www.retiringcanada.ca/retirement-newsletter

As a thank you, you'll receive a copy of our latest Retirement Guide AND MORE!

EPISODE RESOURCES:
📊 Work with Michael: https://fundamentalwealth.ca/get-started

💻 Subscribe to the Newsletter: https://www.retiringcanada.ca/retirement-newsletter

👉 Download Our Latest Retirement Guide: https://www.retiringcanada.ca/retirement-guide

✏️ Submit Your Question: https://www.retiringcanada.ca/submit-your-question

🌐 Retiring Canada Website: https://www.retiringcanada.ca