Bank and credit cards eat away at your paychecks with interest payments and late charges and fees for checking accounts, overdraft coverage, ATM usage, and a lot more. But you can avoid most or even all of those money wasters with our tips. We'll also help you shave your insurance premiums by getting rid of unneeded coverage. We also cover: The best places to get your prescriptions filled; how to outsmart Amazon's algorithm to get the best deals; and why you should sign up for Target's new loyalty program.