🏠🎉Game-Changing Track Record Mortgage for First Time Buyers, Helping Renters Become Homeowners Without a Deposit 💰💸

👉 Renters have long been burdened with the challenge of saving up for a deposit to become homeowners, with rising living costs and house prices making it even more difficult. But now, with Skipton's innovative Track Record mortgage, renters can qualify for a mortgage without a deposit based on their payment history!

👍 To be eligible, each applicant must be a First Time Buyer, aged 21 or over, and have proof of having paid rent and household bills for at least 12 months in a row within the last 18 months. The monthly mortgage payment must be equal to or lower than the average of the last 6 months rental cost, and the deposit must be less than 5%.

💰 With a maximum loan size of £600,000, this mortgage could be the turning point that transforms "generation rent" into "generation homeowner." Please note that this product has limited availability and may be withdrawn at any time, without notice.

Who is eligible?

✅Each applicant is a first time buyer
✅Each applicant is aged 21 or over
✅If they have a deposit, it must be less than 5% of the purchase price
✅Each applicant has no missed payments on debts / credit commitments (e.g. mobile phone bill) in the last 6 months
✅They are looking to borrow up to £600,000
✅They meet the household-to-household criteria (see below)
✅They're not looking to buy a new build flat
✅They have proof of having paid rent for at least 12 months in a row, within the last 18 months
✅They have 12 months experience paying all household bills within the last 18 months.

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