Join Ned, in this episode of WealthTech UnWrapped, as he engages in a thought-provoking discussion with Professor Kelvin Low on the promises and pitfalls of cryptocurrency.

As one of the few crypto skeptics in academia, Professor Low shares his nuanced legal perspective on blockchain's ability to revolutionize ownership and disrupt traditional finance. While crypto believers tout its potential to democratize money, he questions whether the technology truly addresses real-world problems or merely shifts risk onto users.

Tune in for an insightful debate that looks beyond the hype to dissect crypto's value proposition and adoption challenges. This debate is a must-listen for anyone looking to cut through the noise and gain a balanced, intellectually rigorous understanding of blockchain's potential to transform our digital future.

Key Takeaways:

1. Blockchain technology brings new risks like immutability and self-custody, which place more responsibility and potential losses on users compared to traditional financial systems.

2. The most significant cybersecurity threats stem from social engineering and targeting individuals rather than system vulnerabilities, making prevention and law enforcement efforts challenging. 

3. There are significant open questions around the scalability, security and real-world utility of blockchain that advocates have yet to convincingly address, suggesting widespread adoption may still be far off.