In this episode Tom McBride from McBride Wealth joins me to talk about all things investing. Tom started his own business in 2024 after accumulating over 10 years’ experience providing financial advice in a NZ firm. Tom created McBride Wealth to service a need in the community for independent investment advice and bespoke financial advice for one-off engagements.  Tom was born and raised in Christchurch and obtained a Commerce degree from Canterbury University in Finance, Accounting and Information Systems. He has also obtained a NZX Diploma and NZX Adviser qualification. Previously he has contributed his know to media discussions, having appeared live on CNBC and offered market insights to publications such as the National Business Review (NBR), Business Desk and The Press. With over 10 years helping client’s navigate market fluctuations Tom is well equipped to help business owners achieve their financial goals. Tom talks with me about investment fundamentals, time in market versus timing the market, Kiwisaver, lifestyle creep, future selves, retirement goals and much more! There is so much in this one to digest. You can find out more about Tom and his services via his website www.mcbridewealth.co.nz