Today's episode features a university employee in Melbourne, by way of Edmonton, who makes  $105,000 AUD/year who also gets an additional 17% for his super-annuation (a pension, to you and me). He was introduced to financial planning in 7th grade by his teacher, encountered resistance about discussing money from his family, but also had the good fortune of having several high-paying construction jobs in his late teens to help set him on his way.