If you’re a 1099 CRNA, protection isn’t about fear — it’s about preparation.

In this episode of Money Moves for CRNAs, Randy Larkin, CPA, explains how smart business structure protects CRNAs as income grows. You’ll learn the difference between insurance and structure, why risk increases with higher 1099 income, and how professional preparation keeps business issues from becoming personal ones.

This episode builds on our conversations about CRNA business risk and LLC structure, and helps you understand how protection really works — calmly and intentionally.

You’ll learn:

• Why preparation isn’t panic
• How income growth changes exposure
• The difference between insurance and structure
• Why professional CRNAs rely on systems, not luck

🎧 Educational purposes only. Not personalized tax or financial advice.

Chapters:
00:00 – Introduction
00:58 – Panic vs. Preparation for 1099 CRNAs
01:11 – Why Protection Feels Uncomfortable
01:36 – What Preparation Actually Means
02:03 – How Income Growth Increases Exposure
02:33 – Insurance vs. Structure Explained
02:56 – What Protection Is Really For
03:17 – Professionalism, Not Panic
03:37 – Why LLCs Matter (Next Episode Preview)

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