If you’re a 1099 CRNA, risk doesn’t only come from clinical work.

In this episode of Money Moves for CRNAs, Randy Larkin, CPA, explains the hidden business risks CRNAs face when working as independent contractors — risks that malpractice insurance alone does not cover.

This episode continues The CRNA Business Basics Series, building on why 1099 CRNAs are businesses and how structure affects taxes and protection.

You’ll learn:

• Why malpractice is only one type of risk
• What business risk really looks like for CRNAs
• How lack of structure increases exposure
• Why preparation is about boundaries, not fear

This episode is for CRNAs who want clarity, not scare tactics.

🎧 Educational purposes only. Not personalized tax or financial advice.

Chapters:
00:00 – Introduction

01:10 – The Type of Risk Most CRNAs Think About

01:45 – What Business Risk Really Looks Like

02:22 – How Structure Changes Exposure

02:48 – Insurance vs. Business Structure

03:24 – Preparation vs. Panic

03:51 – Why Most CRNAs Have a Structure Problem

04:10 – What’s Coming Next in the Series

Music licensed from PremiumBeat.com under License #7394047