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Wave accounting 

The fundamentals of photography finance are essential knowledge for anyone turning their creative passion into a sustainable business. We explore the journey from hobby photographer to legitimate business owner with practical advice on setting up your business structure.

• Setting up your business legally through services like LegalZoom
• Creating a dedicated business bank account to separate personal and business finances
• Tracking income, expenses and mileage using accounting software like Wave Accounting
• Understanding real costs to set sustainable pricing
• Planning for seasonal income fluctuations with buffer funds
• Diversifying income through mini sessions, digital products, and stock photography
• Managing quarterly tax payments with a recommended 25-30% set aside from each payment
• Obtaining business insurance for liability protection
• Analyzing expenses to find cost-cutting opportunities

Join us next time as we continue exploring ways to build your photography business and make better photos.

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