In this solo episode of Money Mastery with Marshy, Daniel kicks off 2026 with an honest reflection on podcast standards, long-term personal growth, and the simple intentions that actually move the needle — in business, relationships, and life.

After a short hiatus,

Daniel explains what prompted the delay, how a piece of constructive listener feedback led to a major improvement in audio quality, and why holding yourself to high standards sometimes requires uncomfortable honesty.

The episode then dives into Daniel’s five-year annual reflection ritual — a handwritten letter to himself each year — and the powerful realisation that came from rereading the very first one written in 2020.

This reflection led to a counter-intuitive decision for 2026: setting no formal business goals, and instead focusing on clarity, refinement, and closing personal gaps.

Finally,

Daniel shares one simple personal intention for the year ahead — bringing back monthly date nights with his wife — and how small, intentional actions (and even a dedicated bank account) can create deeper connection, reset energy, and strengthen relationships after kids.