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If you have a mental block about analysing your budget, we suggest that you implement a system of ‘financial buckets’ to assist with setting boundaries. 

When using buckets, you divide assets into separate buckets based on periods of time. Those time horizons and the number of buckets can be flexible.

By putting boundaries in place, you become accountable in the moment rather than after the fact.  This truly helps with the psychology of managing your money.

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