Fintech continues to be a hot-button issue for regulators, industry and policymakers. All of us want to know what the future holds, but few of us really know the answers. What we do know is that technology is powering more financial transactions, enabling new business models, and even propelling new regulatory initiatives. So this is a good time to check in with state regulators and get their perspective. And that is the purpose of this version of Simply Stated.