Listen to EPISODE 4 of The Active Wealth Show to Learn 12 Ways to Optimize Your Portfolio! #ACTIVEWEALTH #Portfolio #Retirement

July 6th

Show:

Welcome to The Active Wealth Show. Welcome to all of our

Activators listening here in Atlanta or on our podcast on ActiveWealthShow.com

or itunes or Google Play. Again, Activators are pre-retirees, retirees and

business owners who want to invest more successfully, invest more efficiently

and invest tax efficiently.

And a big after 4th of July welcome to Christian,

our Executive Producer. Hey Christian, how was your fourth of July?

Great, we had a blast checking out the Fireworks in Cumming,

GA. It was awesome.

Today we are going to do our very best to get through my 12

Ways to Optimize Your Portfolio. Also, if you want my FREE REPORT: 12 Ways to

Optimize your portfolio, then feel free to call Diana in our office and she

will email our 12 Ways to Optimize your portfolio” to your right away. You can

send her an email at [email protected]

or call 770-685-1777, that’s 770-685-1777.

Ok let’s get right into these 12 ways to Optimize Your

Portfolio.

American Trivia:

On July 4th, 1776 US Congress proclaims the Declaration of Independence and independence from Britain 1970 Casey Kasem‘s “American Top 40” debuts on LA radio 1831 “America (My Country ‘Tis of Thee)” is 1st sung in Boston

Music Trivia:

1957 John Lennon (16) & Paul McCartney (15) meet for 1st time as Lennon’s rock group Quarrymen perform at a church dinner on July 6th, 1957Sports Trivia2002 Wimbledon Women’s Tennis: Serena Williams beats older sister Venus 7-6, 6-3 for her first Wimbledon singles title on July 6th 2002.

12 Ways to

Optimize your Portfolio:

Mutual Funds carry fees that will raise the expense ratio in your portfolio.

Eliminate as many Mutual Funds from your portfolio as possibleMutual funds carry fees with them that you must pay, some up front and some fees that are charged in the form of 12B-1 fees (Marketing Fees) that are unnecessary. IMAGE [PIGGY BANK with $100 Bills Sticking out of it] There is a financial product that can deliver diversification at a much lower fee level. Also, an investor must wait to buy or sell a mutual fund at the end of the trading day at the Net Asset Value of the share of the Mutual Fund. Operating expenses can vary with different mutual funds. It’s not a good idea to invest in a financial product unless you clearly understand all of the fees you will pay in the future to own that product. Reducing the fees you pay for your investments is a sound way to generate a higher annual rate of return. See our #2 recommendation to optimize your portfolio. Invest in ETFs

The Exchange Transfer Fund or ETF is a superior investment product to the Mutual Fund because it is more fee-efficient than Mutual Funds while also delivering investment diversification in a single product. An exchange-traded fund is an investment fund traded on stock exchanges, much like stocks. An ETF holds assets such as stocks, commodities, or bonds and generally operates with an arbitrage mechanism designed to keep it trading close to its net asset value, although deviations can occasionally occur. ETFs can be traded during the trading day, they carry very low operating expenses, have no investment minimums unlike most mutual funds that require an investment minimum, they are tax-efficient and do not have sales loads. Reduce the Expense Ratio within your Portfolio

Most people who come to see me in our office don’t know what an expense ratio is nor do they know how much they are paying in portfolio fees that do not show up on their monthly or quarterly statement. The expense ratio of a stock or asset fund is the total percentage of fund assets used for administrative, management, advertising (12b-1), and all other expenses. An expense rat