Never before in the history of mankind, has so much been available to so many. Even in recent times the earning power and discretionary income of the average US citizen has increased dramatically. The typical American worker today earns far more than he did back in the 1950's. Yet, the rate of savings has decreased fourfold since that time. Even more troubling, consumer debt has increased exponentially (far outpacing the rate of inflation or cost of living increases) to the point that for many, credit card debt has become a fact of life they never see themselves getting out of it. Why is it that we are earning more and more, yet finding ourselves deeper and deeper in debt?  This Shmuz explores the Torah's approach to personal money matters, and gives us a solid approach to financial stability. See acast.com/privacy for privacy and opt-out information.