About the Episode: 

• In this episode, we’re going to dive into how bad credit can impact different areas of your life, including insurance premium prices, getting a new job, renting an apartment, or even what military clearance you can receive. 
• In our Current Money Events segment, we’re updating you on interest rates and discussing if you should refinance your house.
• Our success story comes from Matt, who has been able to pay-off over $62,000 in credit card debt, car debt, and student loan debt. 

Resources:
BOOK: 20/20 MONEY: Gaining Clarity for Your Financial Future
0% Balance Transfer Credit Cards
ARTICLE - Rocket Companies Announces Third Quarter Results
ARTICLE - Housing Starts September 2020
TOOL - Early Pay-Off Calculator 
TOOL - Mortgage Calculator
AnnualCreditReport.com
ARTICLE - Difference Between Credit Based Insurance Scores and Credit Scores
ARTICLE - Difference Between FICO and VantageScore
ARTICLE - How Much Does Credit Score Affect Auto Insurance Rates
ARTICLE - Why Do Car Insurance Companies Base Their Rates on Credit Scores
ARTICLE - Why Bad Credit Is Bad for Financial Careers
ARTICLE - The Side Effects of Bad Credit
ARTICLE - Military Security Clearance
IWBNIN Ladder

Related Monday Money Tip Podcast Episodes:
Episode 18: How to Pay Off Debt Quickly
Episode 19: Is All Debt Bad?
Episode 28: 8 Ways to Speed Up Debt Elimination 
Episode 84: Is All Debt Equal?
Episode 109: Making Your Student Loans Disappear
Episode 113: How to (Re)Build Your Credit
Episode 121: How the Debt Snowball Works

Email [email protected] to ask questions or share success stories.