Meet Bill Goulding in this week's episode. He's finishing up his PhD at MIT's Sloan School of Management. His research interests include Empirical Asset Pricing, Financial Intermediation, and Market Microstructure. If that sounds confusing to you, don't worry, we break down his deep financial expertise into human terms and also discuss his own unexpected path to his nearly finished PhD. We talk about the stresses and benefits of professional development through higher education and Bill's own journey. Bill is insightful, open and funny and makes complex topics accessible. This is a great episode for anyone curious about finance, economics and the impact of both on your average human being. It's also lovely for anyone whose ever gone through or thought about pursuing a PhD.