Have you ever thought about cutting credit cards out of your life? Seems like a good idea, right? You increase visibility on your finances, avoid interest rates and reduce stress. According to Ken, it turns out that this may not be the case. Ken shares his story of a year long freeze on credit cards and the anxiety that came along with it. Ken shares what he learned including the reality of his supposedly managed debt. Ken shares the way to “respect the credit card debt” and how he manages to utilize credit cards to the fullest without the stress of looming incurred debt.