In this final episode of our Modular Financial Planning series, we’ll explore “portfolio optimizers”—strategies that add a bit of extra return potential to a well-diversified portfolio. These steps, like managing taxes, flexible trading, and securities lending, can enhance outcomes but aren’t essential if you’ve followed our previous nine steps. If you’re already saving, investing, and rebalancing consistently, you’ve done enough. For those seeking a little boost, these optimizers may be worth exploring with your advisor. 

In this episode:

• (00:00) - Intro
• (01:09) - Portfolio optimizers
• (03:54) - Reducing expenses
• (05:00) - Tax management
• (07:48) - Investment factors
• (12:53) - Securities lending
• (14:18) - Flexible trading
• (16:04) - Conclusion and next steps

Get full show notes and links at https://mindful.money. 

Watch the episode on YouTube: https://www.youtube.com/@MindfulMoney.