The third episode of Technology Heroes Unplugged at Capital Club Dubai, with Yuri Misnik, Paolo Barbesino, and Rafik Majiti was hosted to discuss "Why build a digital bank in 2020?" in a Conversation moderated by Naveed Minhas. The guests shared their insights focused on the opportunities for Digital banking, from a continued dialogue with the regulators to deregulate, the paradigm of customer acquisition and growth, the relevance of a super app vs banking platforms as well as the importance of culture to drive new digital business models.