Here is a staggering statistic. Right now, 45 million Americans are struggling under the weight of $1.7 trillion in student debt. The college education that was supposed to create economic opportunity has far too often, particularly in communities of color, created deep generational harm. Parents have financed their kids’ educations while still paying off their own college loans. And while student borrowing is a reality across race and class lines, the burden is deepest in Black and Brown communities where the racial wealth gap persists. As Ashley Harrington, Federal Advocacy Director of the Center for Responsible Lending (CRL) explains, the majority of borrowers are crushed by less than $10,000 in debt. CRL, an indispensable champion in the fight against predatory lending, is teaming up with advocates from civil rights, veterans and consumer groups to create a new path forward. On this episode, we explore an important question: What if President Biden authorized the cancellation of student debt on day one of his administration? The solution is in hand and the opportunity to remake America is here.