The Fit Financial Podcast: Investments, Retirement & Tax Strategies

146. Your Financial Freedom Number Isn’t a Retirement Age

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Episode Show Notes: What Is Your Real Financial Freedom Number? 

Have you ever wondered: “Am I actually doing enough with my money to feel secure?” 

You might be saving, investing, and checking all the right boxes — but that nagging question still lingers: What’s my number? 

In this episode of The Fit Financial Podcast, Amanda Hanquist breaks down the concept of your Financial Freedom Number — the amount you really need to live a work-optional life with confidence. 

We’ll cover: 

  • ✅ Why “enough” looks different for everyone (and why it’s not about hitting some magic retirement age). 
    • ✅ How to calculate your financial freedom number in simple terms. 
      • ✅ The hidden factors most people miss — like taxes, inflation, and lifestyle choices. 
        • ✅ Why knowing your number creates emotional peace of mind (instead of leaving you guessing). 

          • If you’re ready to stop wondering whether you’ll run out of money and start living with clarity, this episode will show you how to define your number — and why it might be closer than you think. 

          💡 What You’ll Learn in This Episode 

          • How to align your financial plan with your values, lifestyle, and long-term goals. 
            • The difference between being disciplined with money and being intentional with it. 
              • Practical steps to estimate your own freedom number — and how it changes over time. 
              • Why year-end tax planning is critical for protecting and stretching that number. 

                • 🔑 Resources & Next Steps 

                • Ready to find your financial freedom number? Book a strategy session the Fit Wealth team: fitwealthadvisors.com/contact  

                  • 🎧 Tune In If… 

                  You’re someone who: 

                  • Wants clarity around your financial future. 
                    • Dreams of a work-optional lifestyle. 
                      • Is doing “all the right things” but still wonders if it’s truly enough. 

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                        The Fit Wealth Show is brought to you by Plan Group Financial, Inc. (PGF) d/b/a Fit Wealth Advisors. PGF d/b/a Fit Wealth Advisors is an investment adviser registered under the Investment Advisers Act of 1940. Registration as an investment adviser does not imply any level of skill or training. This presentation has been provided for informational purposes only and is not intended as legal or investment advice or a recommendation of any particular security or strategy. The investment strategy and themes discussed herein may be unsuitable for investors depending on their specific investment objectives and financial situation. Past performance is not indicative of future results. 

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                        The Fit Financial Podcast: Investments, Retirement & Tax StrategiesBy Amanda Hanquist