"Those who get rich quick, usually are not rich long" - Somebody Somewhere

So this is the time of the year where we see all the advertisements targeting your tax return or targeting your stimulus money from the government.

Businesses know how much you received through stimulus and they know that a majority of the people in the United States received some sort of tax refund from the IRS.

There are other cases that don’t apply to this time of the year exclusively, such as birthday money, graduation money, maybe you received an inheritance, or maybe you received a gift from a family member… who knows! How will you manage that money?.

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