Jonathan is in NYC doing NYC things as the boys unwind Christmas (01:22). They put 2018 into perspective, both Victor and Jonathan reminice the past year (04:20). The boys also talk about their goals for 2019 starting off with Jonathan (10:06) followed by Victor (20:10). They discuss how the world moves slow and how hard work pays off (32:40). Since Victors friend Adam is back l on the island from his day job at a hedge fund Jonathan and Victor finish off with diving into the bloomberg terminal, monetary systems and cash (34:50).