Managing our free time in a world where there seems to be less and less of it every day becomes more and more difficult to do. The less we have, the more difficult it is to spend it on the things we know we ought to. Understandable? Yes.

Is managing our money any different? The less we have, the more difficult it is to spend it on the things we know we ought to. Understandable? Also yes.

Let's make the connection that lack of free time causes the same mismanagement problems as the lack of cash and let's remove the stigma we have against the poor.

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