The Fit Wealth Show

150. What Should Do with Excess Cash Flow?

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If You’re Making $1M+ in Your Business — Here’s What You Should Be Doing With Your Money 

Most business owners spend years focused on growth. 

Growing revenue. Growing income. Growing the business. 

But eventually the conversation changes. 

Once income is no longer the biggest problem, the real questions become: 

  • How should I structure this well? 
    • What should I actually be doing with excess cash flow? 
      • How do I build wealth beyond the business? 
        • How do I create flexibility and long-term options? 

          • In this episode of The Fit Wealth Show, Amanda and Shawn Hanquist break down the framework they use with high-income business owners to help turn strong income into intentional long-term wealth. 

          In This Episode, We Cover: 

          • Why higher income does not automatically create wealth 
            • The shift from reactive money decisions to intentional financial systems 
              • How successful business owners think differently about cash flow 
                • The difference between tax filing and proactive tax strategy 
                  • What a real financial plan actually looks like at higher income levels 
                    • The Fit Wealth “CFO Framework” 
                      • How to think about liquidity, investing, taxes, and long-term goals together 
                        • Questions every successful business owner eventually asks themselves: 
                          • “Am I actually on track?” 
                            • “Could I slow down if I wanted to?” 
                              • “Am I building enough outside of my business?” 
                                • “What does enough actually look like for us?” 

                                  • Key Takeaway 

                                  Wealth is about creating a coordinated financial life that becomes more intentional, efficient, and aligned over time. 

                                  🔗 Connect With Fit Wealth 

                                  If you’re a business owner looking for a more coordinated approach to financial planning, tax strategy, and long-term wealth building, visit Fit Wealth to learn more about working with our team. 

                                  • Instagram: @fitwealth_ 
                                    • Website: fitwealthadvisors.com 
                                      • Podcast: The Fit Wealth Show  — subscribe on Apple & Spotify 
                                        • YouTube: @fitwealthshow 

                                          • The Fit Wealth Show is brought to you by Plan Group Financial, Inc. (PGF) d/b/a Fit Wealth Advisors. PGF d/b/a Fit Wealth Advisors is an investment adviser registered under the Investment Advisers Act of 1940. Registration as an investment adviser does not imply any level of skill or training. This presentation has been provided for informational purposes only and is not intended as legal or investment advice or a recommendation of any particular security or strategy. The investment strategy and themes discussed herein may be unsuitable for investors depending on their specific investment objectives and financial situation. Past performance is not indicative of future results. 

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                                          The Fit Wealth ShowBy Amanda & Shawn Hanquist