Sign up to save your podcasts
Or
Share #160. Mistakes people make five years before retirement
Share to email
Share to Facebook
Share to X
Share to email
Share to Facebook
Share to X
Or
#160. Mistakes people make five years before retirement
You're already won. It's time to take some risk off the table.
Five years before retirement is when real planning begins. This is the time to shift from pure growth to an income strategy, reduce sequence of returns risk, and design a withdrawal plan that supports your lifestyle. We’ll cover portfolio transitions, withdrawal rates, and decumulation strategies so you can retire with confidence instead of guesswork.
Episode References
MMS #5. The 4% rule is a good start, but betting your life on it can burn you.
MMS #12. Sequence of Returns Risk: Why the first few years of withdrawals are the most critical.
MMS #29. Want to retire before you turn 70? Tee up big savings with these tips.
Aaron Agte and Trishul Patel go beyond traditional finance questions to help you explore how to use your money to achieve the freedom you want in life. Aaron is a Bay Area Financial Planner with GraystoneAdvisor.com, and Trishul is an East Coast Wealth Manager (InvestingForever.com). MindMoneySpectrum.com and YouTube.
View all episodes
By Aaron Agte and Trishul PatelYou're already won. It's time to take some risk off the table.
Five years before retirement is when real planning begins. This is the time to shift from pure growth to an income strategy, reduce sequence of returns risk, and design a withdrawal plan that supports your lifestyle. We’ll cover portfolio transitions, withdrawal rates, and decumulation strategies so you can retire with confidence instead of guesswork.
Episode References
MMS #5. The 4% rule is a good start, but betting your life on it can burn you.
MMS #12. Sequence of Returns Risk: Why the first few years of withdrawals are the most critical.
MMS #29. Want to retire before you turn 70? Tee up big savings with these tips.
Aaron Agte and Trishul Patel go beyond traditional finance questions to help you explore how to use your money to achieve the freedom you want in life. Aaron is a Bay Area Financial Planner with GraystoneAdvisor.com, and Trishul is an East Coast Wealth Manager (InvestingForever.com). MindMoneySpectrum.com and YouTube.