Most families dream of owning a home someday, but it can be an incredibly difficult process to go through. Or, maybe you already own a home, but cannot fathom putting yourself through the motions again (on purpose) to refinance. From preqals and preapprovals to appraisals and the inundation of paperwork required, applying for and obtaining a mortgage loan can be one of the scariest things we put ourselves through as adults. Is it really necessary? How do you stay sane? Just WHO is this elusive Underwriter that gets to decide (basically) everything you can qualify for? Why, oh, why, do they need so much paperwork? Please join us for a fun and informative conversation about all this, and more, in this episode of After The Kids Are In Bed.