Most people think budgeting is all about the math, but this episode explores why it’s really 90% mindset—and how old money scripts like “we can’t afford that” can keep you stuck in anxiety no matter what spreadsheet you use.

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DISCLOSURES

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YNAB Disclosure: I am a YNAB Certified Budgeting Coach, which means that I have been trained to coach people on using YNAB software and the YNAB budgeting method. I have met select requirements of You Need a Budget LLC in order to receive this certification, which means that I have the ability to competently coach YNAB to others. I am not an employee of YNAB, and all non-YNAB related opinions and recommendations are my own. My views do not reflect the views of YNAB and its employees or affiliates.