This is an interview with Dave Glaser, President of Mofi, Julie Lapham, Mortgage Banker at Mann Mortgage, and Bre Smith, a homebuyer whose growing family has used Mofi's downpayment assistance program to purchase a home 3 times! If you have a credit score of 640 or higher and your income qualifies (below a certain range) you may very well be eligible to purchase a home with downpayment assistance.  This interview is full of information but if you need more, go straight to Mofi.org!  Thank you for listening to ZAHP!  It is now produced fully by me, Rebecca Kelley, and I look forward to now being able to promptly bring many more pertinent interviews on the subject of affordable housing to your ears.  Thank you also for your interview referrals, they are much appreciated!