Building off of last week’s episode, Ken discusses how his son had virtually no credit history and was considered off the grid to creditors when he turned 18. This posed a challenge for Ken; how can you apply for a credit card if you don’t have credit? Ken found the solution: secured credit cards. Ken discusses the difference between secured and un-secured debt. Ken then walks you through how this secured credit card works and the best attributes that a secured credit card should have.