Subject Points:

1:00 Intro.

2:00 Eating out and Amazon.

4:00 Evaluating your spending is the first step in understanding how to handle your budget

5:00 Downloading or printing out 6-12 months of spending from your bank, credit card, or amazon account can give invaluable information.

7:00 Two types of people – guardrails or excel users!

10:00 Keeping money out of your reach if you're a spender.

12:00 Having separating accounts for separate purposes.

14:00 Fast and Slow savings – extremes are difficult to maintain for long periods.

17:00 Evaluating expected expenses vs adding on random and unexpected expenses.

18:30 Track your expenses for short amounts of time – "budgeting is appropriate to the moment."

20:00 Drawing attention to your spending is THE most helpful tool to understanding yourself.

23:00 Ways to handle impulsive spending/choices.

24:00 Wrap Up

Resources Mentioned:

https://allshipsrising.com/

High Yield Savings account:

WealthFront – 5.00-5.50%!

March and April Workshops with Allison @Serenity Maine!